List Of Top 7 Best Fiat-to-Cryptocurrency Exchanges In US

by | May 15, 2018 | Cryptocurrency, Cryptocurrency News

Fiat to Cryptocurrency Exchanges | Buy Cryptocurrency with Fiat | Cryptocurrency Exchanges | best cryptocurrency exchanges | fiat to crypto | fiat to cryptocurrency exchanges | how to convert cryptocurrency to fiat | how to convert cryptocurrency to fiat | best crypto exchanges | coinbase cryptocurrency exchange | gemini cryptocurrency exchange | krkaen cryptocurrency exchange | bitfinex cryptocurrency exchange

List of Best Fiat To Cryptocurrency Exchanges In US

Anyone who has gotten ready to or is planning to invest in cryptocurrencies must be technically and knowledge-wise sound about how to work around cryptocurrency exchanges, since it the first step that you put into the cryptocurrency world starts with the the services of  cryptocurrency exchanges.

Fiat exchanges are how most people make their entry into cryptocurrency exchanges. If you’re new you’ll definitely need to use a fiat exchange, so keep following along.

If you need to figure out which fiat exchange would be good for you, here are some good options for you:


Coinbase is one of the most popular cryptocurrency exchanges and wallet service provider. They have millions of customers from all over the world. The service was launched in 2012 and they currently have more than 10 million customers with over $50 Billion in trades since inception.

Coinbase is a good gateway into cryptocurrency, especially if it is your first time buying. The interface is very clean, making it easy to make your first purchase of bitcoin, litecoin or ethereum. Since most cryptocurrencies must be purchased with bitcoin or ether, Coinbase is a good entry point whether you want Bitcoin or any other cryptocurrency.

Credit/debit cards, as well as bank transfers, are the two most popular payment means on the platform. Transactions via credit/debit card are a lot faster than bank transfers.

Buying cryptocurrency with fiat attracts a 1.49% fee if you use a connected bank account, or a 3.99% fee for debit card transactions.


GDAX is owned by Coinbase but operates like traditional peer-to-peer cryptocurrency exchanges, so it’s nothing like its parent company.

GDAX is one of the only ways to buy bitcoin, litecoin and ether and bcash for no fees. GDAX is also owned by Coinbase and you need a Coinbase account before you can sign up on GDAX.

You can send a wire transfer into GDAX you can also deposit with ACH or SEPA on GDAX as well, and then you can withdraw up to $10,000 a day on it.

Users from the USA, Europe and UK can use GDAX and buy for 0 fees. GDAX charges a fixed fee of $10 for wire transfers and also covers withdrawal fees from the exchange, too, which is a nice bonus.


Bitstamp is another solid option for fiat to crypto purchases. It supports both USD and EUR trading, and allows for direct bank transfers, debit/credit card purchases, ACH transfers for U.S. users, or SEPA transfers for European traders. Bitstamp deals exclusively with trading pairs for BTC, BCH, ETH, LTC, and XRP, and you can purchase all five using EUR or USD.

Bitstamp also works with AstroPay to offer deposits from countries otherwise unable to participate.

Bitstamp’s fees are gentler for bank deposits – a mere 0.05% on their side for international (US) wire transfers. However, they’ll hit you with a 5% fee on credit card purchases.


Kraken was established in the year 2011 and has gone on to become the largest Bitcoin exchange service platform in terms of both liquidity and euro value. Kraken doesn’t only deal in Bitcoin exchange services. It offers exchange services for other cryptocoins like ETH, XMR (Monero), ETC (Ethereum Classic), LTC, and XRP (Ripple).

US users can deposit only via bank wire, at a fixed charge of $5 per deposit. You’ll have to verify your account to activate fiat deposits: you need at least a “Tier 3” account, requiring your name, date of birth, country, address verification, and phone number to deposit up to $2,000.

If you raise the holdings equal or more than $25,000, it may require an additional government-issued ID card, verified proof of residence, your Social Security number, and a selfie of you holding the ID you used for verification.


Gemini is based out of New York and is relatively new, as it was founded in 2015. Gemini operates fully licensed and registered to provide BTC and ETH exchange services. The platform was founded by Cameron and Tyler Winklevoss, the famous Winklevoss twins.

Gemini accepts both bank transfers as well as credit/debit card payments. They also provide reasonable discounts for people who place high-value orders. Gemini is available in 42 states in the US as well as a few other countries such as Japan, Canada, and Singapore.


Bitfinex is one of the most advanced cryptocurrency exchanges in the world, but is constantly in the news because of the heavy regulatory slump.

Bitfinex offers a growing number of crypto assets including Bitcoin, Litecoin, Ethereum (and Classic), Ripple, Bitcoin Cash, Bitcoin Gold, Monero, Zcash, OmiseGo, and dozens of others, including ERC-20 tokens on the ETH blockchain. The exchange accepts fiat deposits in US dollars, Euros, Pounds Sterling, and Japanese Yen.

Like GDAX, one can deposit directly from their bank with no fee, but unlike GDAX, there’s a 0.1% fee for withdrawals. Bitfinex also charges a 0.1% maker fee and a 0.2% taker fee for all trades.

Local Bitcoins

LocalBitcoins is very different than the cryptocurrency exchanges listed above. LocalBitcoins allows buyers and sellers to agree on payment methods together and simply acts as escrow for the transaction.

LocalBitcoins will give you options more than you would expect. Rather than depositing fiat funds to buy cryptocurrencies, you find a seller and arrange to pay them in one of a huge variety of ways. You can transfer funds from your bank, deposit cash at the seller’s bank, use PayPal or Western Union, pay in gift certificates, send a Moneygram, or even send cash through the mail.

The site charges no transaction fees, but takes around $0.50 for Bitcoin withdrawals.

Also Read: publishes latest news and updates about Bitcoin, Blockchain Technology, Cryptocurrencies and upcoming ICO’s.

Rohit Kukreja

Rohit Kukreja is a Commerce graduate with Financial Markets expertise involving Stocks, Forex, Futures & Options Market and now Bitcoins & Cryptocurrency Markets. Blockchain Enthusiast but not a techie, Rohit is an active member of various Blockchain & Crypto communities all over India.

Like us on Facebook

Get latest Bitcoin & Cryoptocurrency News

Subscribe to our newsletters to get latest Bitcoin and Cryptocurrency news.

Thank you !

Pin It on Pinterest

Share This